Have you discussed emergency savings with staff? Do you and/or they understand how important it is to have some money set aside for unknown expenses? Does it seem impossible for you or your employees to identify “extra” money these days to use for that purpose? It would be nice if we could budget our expenses without having to worry about unexpected needs, like car or house repairs, illness, etc. Unfortunately, we don’t have crystal balls that tell us when we’re going to n

Why should managers worry about employee budgeting and financial wellness? September is the month to place an emphasis on payroll, with...